1. Some advisers can only offer advice on specific financial products and are not able to offer advice on a range of financial products that may be suitable for you.
2. Some financial advisers work for a product supplier and therefore they can only offer you financial products from that product supplier. In these cases, the product supplier takes full responsibility for the financial products sold, and the advice to you.
3. Some financial advisers can provide you with various financial product solutions from multiple product suppliers. In those cases, the financial adviser is responsible for the financial advice provided.

Before choosing a financial adviser remember to find out about the financial advisers’ qualifications and how the process of providing financial advice works.

Here’s a handy list of questions we’ve compiled to ask your potential financial adviser.

Absolutely not. You can choose to go directly to a financial services company or go online to find a product.

But remember:

But a financial adviser will give you advice suited to your needs and budget. If you go directly to a financial services company you may not get the best product for your needs, because you only have that company's products to choose from.

Contact the Financial Sector Conduct Authority (FSCA) to find a financial adviser. You can also check if someone is an authorised financial adviser on the website of the FSCA.

Share-call: 0800 20 (FSCA) 3722
Tel: 012 428 8000
Email: info@fsca.co.za
Website:www.fsca.co.za