Introducing L+EARN

Learning to manage your money early in your life is key to long-term financial security. That’s where we come in. We’re here to partner with you on your financial journey. We hope to make it that much easier to understand new financial concepts with advice on becoming financially literate. Our Saver Waya Waya L+EARN programme is a free financial literacy programme to give you the right money management skills and knowledge so that you can manage your money effectively once you start working and earning.

Who is this programme for?

The L+EARN programme has been designed with students in mind:

  • Beneficiaries of the Export Credit Insurance Corporation (ECIC) of South Africa bursary scheme
  • Students attending Technical and Vocational Education and Training (TVET) colleges and universities
  • Students attending the Tertiary School in Business Administration (TSiBA)
  • Beneficiaries of the Ikusasa Student Financial Aid Programme (ISFAP)

Different programmes available

The Saver Waya Waya L+EARN programme is an educational programme for those studying at tertiary institutions. The programme comes in different shapes and sizes based on the target audience, but the end goal remains the same – financial literacy for young adults.


The ASISA Foundation and the ECIC of South Africa have partnered to bring this programme to young adults at TVET colleges and universities.

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This programme is for students aligned to the Financial Sector Charter Code requirements in their final year of study, NCV4 and N6, including students at rural and peri-urban TVET colleges.

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The ASISA Foundation and ISFAP have partnered to bring this programme to first and second-year ISFAP students at six urban and rural universities.

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Topics we cover

There is a lot of financial content out there but we want to serve you the most important and relevant information for your life. Click through the links below to learn more:

Tools & resources

Managing your money doesn’t have to be hard. We want to make things simple for you – use our helpful tools and resources to stay on top of your finances and start growing your wealth.

We’ve also put together some useful FAQs based on common questions that were asked by students like you. Check them out here.

News & upcoming events

Missed one of our events or want a helpful recap? We’ve got you covered. Browse our past events below in your own time to learn how you can be financially capable.Click here and catch up on any sessions that you may have missed.

Not only do we talk about important financial topics and answer your questions during these events, but we have great guest speakers too. Click here to find out more about them.

Reach & impact

The L+EARN programme launched in 2016 and has been running for five years as we continue to work towards achieving our mission of financial literacy for young adults.

See below the successful geographical reach and demographic profiles of last year’s L+EARN programmes (TVET and ISFAP).